全国电子货币系统同商业银行卡系统的主要区别是：货币系统由联邦经营；支付构成“合法货币”。
The principal differences between a national electronic money system and commercial bank-card systems would be: The money system would be federally operated; Payment would constitute "legal tender".
基于该系统的银行卡集合了借记卡，信用卡或者预付卡的功能，而且是绝对匿名的。
The card, which can function as a debit, credit or prepaid card, is entirely anonymous.
传统银行卡内植入微型计算机芯片作为保安装置，用于控制通过电子银行及结算系统的支付。
A microcomputer embedded within a conventional bank card used as a security device on controlling payments via electronic banking and clearing systems.
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