你的朋友不可能有跟银行一样多的金融资金为你提供贷款帮你应对紧急情况。

Your friends likely do not have the same financial holdings as a bank that can offer loans to cover emergency contingencies.

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笔者利用数量分析的方法，对我国农村地下金融资金规模的变化趋势及影响因素进行了分析。

In this paper, by the use of quantitative analysis method, the trend of the capital scale and influence factors of China's rural underground finance are analyzed.

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然后从供给与需求两个角度对我国农村金融资金供求缺口问题进行分析，发现我国农村金融供给和需求不足共存，并对相关原因进行分析。

Then by analyzing the existing gap in our rural finance from the perspective of supply and demand, we find that both are insufficient and then analyze the relevant causes.

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That requires a theory of capital and they're going to have to invest the reserves in financial assets.

这需要借助于资本理论,并且还要将储备资金,投资于金融资产。

耶鲁公开课 - 金融市场课程节选