[19]当然，有些州议为仅靠信息披露制度难以有效保护持卡人，甚至有一些州议为取消利率限制是道德上的错误（morally wrong）。See Lissa L Broome &Jerry W.Markham.
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凡是道德上的错误的事，最终对生意也不会有好处。
Anything that is morally wrong is ultimately bad for business.
阿森纳主教练温格承认自己曾经为了保护球员而向媒体撒谎了，但他并不认为这有什么道德上的错误，因为这一切都是为了保护球员。
Arsene Wenger has admitted that he has told lies to the media to protect members of his Arsenal squad, but says that his conscience is clear because it is always for the benefit of the player.
他们说，任何一种如此不公平地分配战利品韵制度在道德上都是错误的。
Any system in which the spoils are distributed so unevenly is morally wrong, they say.
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