保险公司在出险后依据保险合同的约定向保户支出的保险金有两种方式:赔偿和给付,合称为赔付。
vi. compensate
上次我们依据保险提出索赔时,他们赔付得很快。
Last time we made a claim on our insurance, they paid up really quickly.
房屋被定为全损,保险公司按保险限额迅速赔付了我们。
The house was a total loss and the insurance company promptly paid us the policy limit.
保险业将为卡特里娜飓风造成的损失赔付数十亿美元。
The insurance industry will pay out billions of dollars for damage caused by Hurricane Katrina.
What these do is they insure the bond-- they insure the investor against the municipality failing to pay on the bond.
他们的业务是为市政债券保险,他们确保政府当局,有能力向投资者进行赔付
There's still substantial insurance risk because the-- it could easily be only 15% or it could be 25% of the policies that end up paying.
这其中仍然存在一定的保险风险...,最后可能只有15%需要赔付,或者25%需要赔付
The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.
有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付
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