最后，国家监管者需要有创意，要使用超过全球最低标准的资本附加费去惩罚那些给纳税人造成更大威胁的银行。

Finally, national regulators need to be creative and use capital surcharges over and above the global minimum standard to "fine" Banks that pose a bigger threat to taxpayers.

youdao

甚至连惩罚股东都会适得其反，因为此举在金融系统最需要资本之时，导致资本的募集变得更加困难。

Even punishing shareholders is counterproductive, because that makes raising capital harder just when capital is what the financial system needs most.

youdao

在这里基本没有风险资本，而破产会受到严厉的惩罚。

Risk capital is rare. Bankruptcy is severely punished.

youdao