花旗银行将其最糟糕的部门，包括消费信贷与有毒资产划为一个单独的部门，但是困难的部分还在前头。

Citigroup has stuck its nastiest bits, including consumer loans and toxic securities, into a separate division, but the hard part lies ahead.

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ING至此将其银行部门的资产砍掉了峰值的五分之一，并准备将银行与保险两大业务彻底分开。

Ing has so far cut its banking unit's assets by a fifth from their peak, and is preparing for a full separation of its banking and insurance arms.

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此外，旗下资产管理部门经营的两只与抵押贷款相关的对冲基金在今年夏季倒闭，也让贝尔斯登陷入了尴尬处境。

Bear also suffered the embarrassing collapse this summer of two mortgage-related hedge funds run by its asset management unit.

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