资产与债务的失谐将是破坏性的。
作为一个管理者来说向一个可能在一年内中断偿还甚至逃债的贷款者提供为期三年的借贷是很愚蠢的;资产与债务的失谐将是破坏性的。
It would be foolish for a manager to make a three-year loan when his own investors could cut and run within a year; the mismatch of assets and liabilities could be ruinous.
更好的一点是,由于最大规模的银行保留其利润,出售资产与外汇债务换取普通股,资本水平有所上升。
Better still, capital levels are improving as the biggest Banks retain their profits, sell assets and exchange debt for common equity.
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