银行正在重新评估其贷款标准。
贷款标准放宽,不再提供保证金服务。
Lending standards were relaxed and deposits were no longer required.
贷款标准正在全面加紧。
Now today, the standard mortgage, which you would probably get when you buy your first house, is not fifteen or twenty--it's thirty years.
今天,标准的抵押贷款,当你买第一套房子时你或许就能得到,期限不是15或者20年,而是30年
The typical -I'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.
典型的抵押贷款,我先介绍普通30年期抵押贷款,从20世纪50年代初起,它就是美国抵押贷款的标准期限
It tells how--there's a conforming loan limit that is a limit on how much Fannie and Freddie -how big a mortgage they can make to one homeowner.
两者都有一个贷款限额标准,也就是限定房利美和房地美,面向单个购房者的抵押贷款额度
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