贷款方法是指根据贷款的具体情况和要求而采取的发放和收回贷款的具体方法。在具体工作中,银行一般采用以下五种形式:(1)逐笔申请、逐笔核贷;(2)一次申请、定期调整;(3)定期核定、周转使用;(4)活放活收;(5)透支。
和贫困斗争的方法之一是利用小额贷款。
银行用“简单”利息的方法计算贷款利息-在每个还款期间,用当前未还清的本金乘以当前利率,从而计算出应付的利息。
The bank caclulates loan interest as "simple" interest -- for every payment period, multiply the current outstanding principal by the current interest rate to determine the interest payment.
支行要获得贷款风险的惟一方法就是向该贷款查询这一信息。
The only way a branch can find the risk taken by a loan is to ask the loan for that information.
This is how they actually compute the payments because you can take, if you want--if someone is borrowing -let's bring it up to today- they're borrowing $200,000.
这就是计算贷款偿还额的方法,比如,如果某人要借款,我们用现实的例子,假设要借20万美元
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