贷款指标是指国家规定在计划期内发放贷款的计划额度。按指标是否有强制性,分为指令性贷款指标和指导性贷款指标。前者是硬性计划指标,非经批准不得突破;后者是弹性计划指标,允许根据市场需求和实际情况调整。按指标掌握的时间,分为期末贷款指标和期中贷款指标。前者是计划期末的时点控制额,一般不得超过;后者是计划执行过程中的临时调剂额,仅在期中有效。
第三个指标,银行贷款和储蓄的比率,是用来衡量银行系统脆弱性的。
The third indicator, the ratio of banks’ loans to their deposits, is one measure of the vulnerability of banking systems.
作为冲销的领先指标,至少逾期30天的贷款减少至2.7%。
Loans at least 30 days overdue, a leading indicator for write-offs, fell to 2.7 percent.
目前的问题是,衡量私人贷款的指标——货币总量(M4)正在十年以来的最低点,而通胀指数高出英格兰银行所预期的两倍。
The current issue is that the monetary aggregate (M4) measure of lending to the private sector is at its lowest level in a decade, while inflation is more than double the BOE's target.
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