...service)、产权保险(title insurance)、房屋交易税(transfer taxes)、房屋检查(inspections)、 贷款发放 ( loan origination )、个人贷款保险(private mortgage insurance)和房主保险(homeowner insurance)等等。
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假设有一家专门从事贷款发放的大型银行。
例如,管理员应该能够更改控制贷款发放的规则。
For example, an administrator should be able to change the rules that govern loan origination.
贷款发放前,经办行与借款人订立书面借款合同。
The handling bank should sign a written loan contract with the borrower before granting the loan.
So what banks offer is liquidity -the ability to borrow short even though the loans that are made are long-term.
而银行就提供了流动性,即接受短期存款,但可以发放长期贷款的能力
It did it through banks; they gave the money to banks to make loans to people who were in trouble.
贷款还是通过银行发放,他们把钱给银行,然后由银行向有困难的人放贷
If a firm is competing against a customer let's say for a non-prime loan perhaps that assumption is not quite so safe.
如果一家公司在和客户博弈,比如发放说次级贷款,可能假设不是那么完备
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