偿付解约金之条件及金额，应载明于保险契约。
The conditions and amount for payment of surrender value shall be specified in the insurance contract.
动态规划法是运筹学中的一种常用的优化算法，可以用来求解约束条件下的函数极值问题。
Dynamic programming is an optimal arithmetic which is commonly used in operational research and can be used to solve the extreme value of the function in restricted condition.
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