在当代高校大学生中，存在着“爱与责任”观念缺失的问题，并引起不良效应。
At present, there exists a lack of "love and responsibility" among university students, which leads to some subsequent undesirable effects.
我国保险法没有规定保险保证是重大的制度缺失，而在最大诚信原则之下来加以理解则是认识观念上的严重偏差。
The lack of warranty in our insurance law is an institutional default, while discussing it in the view of utmost good faith misleads our understanding of it.
然而，由于传统观念的束缚、原有体制的缺陷以及现行立法的缺失，使得证券仲裁未能在实践中发挥应有作用。
However, due to traditional ideals' astriction, original system's limitation and existing legislation's vacancy, it has not been brought into play in practice.
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