来自亲戚的额外贷款和礼物是出于集体义务，而不是狭隘的投资计算，补充了个人储蓄。
Additional loans and gifts from relatives, forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings.
他表示，主要的利益冲突包括接近公司管理层以及获得公司信息，但他补充称，这对于机构投资者的重要性要小于散户投资者。
He said the key conflicts involved access to company management and information flow, but added that they were less important for institutional investors than for retail investors.
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