你的朋友不可能有跟银行一样多的金融资金为你提供贷款帮你应对紧急情况。
Your friends likely do not have the same financial holdings as a bank that can offer loans to cover emergency contingencies.
不过严冬还没过去，今年到目前为止全球私募的总融资额中只有大约23%将投往欧洲，这是数年来最糟糕的情况了。
It may be a bitter winter. So far this year, only around 23% of the capital that has been raised by private-equity firms globally was allocated to Europe, the lowest share in years.
如果你正考虑转按揭你，你要衡量利弊，以决定是否再融资最适合你的情况。
If you are considering refinancing your mortgage you will need to weigh the advantages and disadvantages to decide if refinancing is right for your situation.
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