虽然外资信用卡公司对它们在中国受到的束缚而感到气恼，但它们还没有组成一个联合阵线。
Despite the frustration felt by foreign credit-card companies at the limits to what they can do in China, they have yet to take a united front.
联合申请信用卡对你们没有任何好处，但对发卡行却有好处。
Jointly applying doesn't do you any good, but it does do the credit card issuer a lot of good.
一个共同的收费模式阻止了成员银行对规则的滥用——规则规定零售商必须接受所有印有联合标志的信用卡。
A common fee structure stops members from abusing the rule that retailers must take all CARDS issued with the association's brand.
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