结果表明，借款人的婚姻状况、职业稳定性、受教育程度以及年龄是深圳和哈尔滨消费信贷信用风险的共同重要影响因素；

The result shows that marriage, occupation, education and age are the common important impact factors of credit risk in Shenzhen and Harbin.

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平均来讲，从事自己喜欢职业的全职员工其工作稳定性要好，并且在工作两年之后每年工资收入都会有大约2000美元的增加。

Participants who got a full-time job enjoyed, on average, increased job stability and saw annual earnings rise by almost $2, 000 above their previous income two years after taking up their post.

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对个人及社会而言，更加理想的职业最终意味着更好的情绪稳定性。

And better career-fit means greater emotional stability in the long run, both personally and socially.

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