而且，在未来的数十年，他们和他们的孩子随时准备贡献更多-如果我们抛开偏见，允许他们这样。
And, in the decades to come, they and their children stand ready to contribute so much more — if we put aside our prejudice and let them.
他们相信他们仍面临很多挑战，而且未来情况发生逆转的可能性依然存在。
And they believe that there are still many challenges and the potential for reversals in the future.
每当这些银行签署季度报告，承认有大额信用损失，而且宣布他们因为未来损失回报更低的时候，资本充足率的问题就变得更糟糕。
The ratio problem gets worse every time these banks issue quarterly reports fessing up to big credit losses and announcing that they're going to put more away in reserves against future losses.
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