... 不愿意学习 feel disinclined for study argument discussion etc 而不愿意走 they insisted on staying rather than going 犹豫；不愿意 hesitate ...
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他们坚持留下来，而不愿意走。
我们坚持留下来，而不愿意走。
这让他们并不愿意在市场走弱的时候将房屋留给银行，而自己选择离开，不管怎么说仍然会有一些投机客会这样做。
That makes them reluctant to mail the keys to the bank and walk away if the market weakens, although a few speculators do so anyway.
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