网上冲浪者可用他们的信用卡购买从玩具到火车票的任何东西。
Net surfers can use their credit cards to pay for anything from toys to train tickets.
如今，我们都在使用信用卡，我们都在网上购物。钱的物理形态越来越淡化，而变成我们不会拿在手边的、更虚拟的事物。
Nowadays, we're all on credit cards, we're doing online purchases, and money is kind of becoming a less physical and more imaginary type of thing that we can't get our hands around.
限制收费行为，例如超出信用额度的付款以及网上付款或电话付款。
Limit fees, like charges for exceeding your credit limit or paying your bills online or over the phone.
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