最后，提出一系列针对可控操作风险产生因素的控制措施和供银行采用的针对不可控操作风险的缓释工具来防范和转移风险。

At last, the dissertation proposes the prevention strategies which include two parts: control the controllable operational risk generating factors; offer the risk hedging and transfer tools.

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抵押是信用风险缓释的主要工具之一。

Mortgage is one of main tools to release credit risk.

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