意思是：继承一个来自不美满婚姻的戒指会带来霉运。
Meaning: it is bad luck to inherit a ring from an unhappy marriage.
不要误解我的意思，我并不是说用继承不太好。
Don't misunderstand me - I'm not suggesting that using inheritance is a bad idea.
他的意思是：在这种税率条件下，现在是将财产转到继承人名下的最好时机。
His point: Conditions are ideal for passing on assets to heirs now, with minimal taxes.
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