统筹支付就是用统筹帐户资金支付参保人相关医疗费用。帐户支付，也就是用参保人的医保卡在药店或门诊的刷卡消费行为。医保统筹管理，由个人帐户和统筹帐户组成。
可以减少参保者为了获得统筹支付而住院的比例，对提高基金使用效率、缓解慢性病人费用负担均有较好的作用。
Based on the policy of separate payment system for outpatient and inpatient services, individual account could not afford such a high expenditure.
将工伤预防费用增列为基金支出项目，将由用人单位支付的一次性工伤医疗补助金、住院伙食补助费和到统筹地区以外就医所需的交通、食宿费改由基金支付。
Cost of injury prevention will be added to the expenditure list, and one-time injury medical, food subsidies, etc are also covered instead of paid by the employers.
首先要正确划分统筹帐户与个人帐户支付范围，以达到提高基金使用效率和降低管理成本的目的。
First of all we should divide pool account payment from personal account payment to achieve and improve fund service efficiency and reduce purpose to manage cost.
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