资金之所以逃离亏本行业，逃向存款利率更高的非官方放贷处，是因为它们给付的利息不是官方贷款的6.5%，而是30 - 70%。
Money fled that money-losing proposition to unofficial lenders paying higher rates for deposits because they were charging, not the official 6.5% rate for a loan, but 30% to 70%.
谨慎的银行互相贷款三个月时，要求对方给付高于央主要利率的加付款。
Wary Banks are demanding a high premium above the central bank's main interest rate to lend to each other for three months, if they do so at all.
本文针对随机利率寿险模型，考虑一保单组的平均给付额的性质。
This paper concentrates on life insurance model with stochastic rate of interest, we discuss the properties of average claim amount in a portfolio of policies.
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