金融稳定本身就能带来信心和冒险，最后就会演变为鲁莽和不稳。

Financial stability itself creates confidence and risk-taking, eventually leading to recklessness and instability.

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演变过程中的每一个阶段都需要经历漫长的时间来变得更加成熟和稳定。

Each stage in the evolution needs time to mature and settle.

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就个体吸烟者而言，每天平均消耗由1952年的1支香烟演变为1992年时的10支，不过现在数字似乎已稳定下来。

For individuals, average daily consumption rose from one cigarette in 1952 to 10 in 1992, but appears to have stabilized now.

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