票据抵押贷款是银行专以借款人提供的票据作为物质保证的抵押贷款。借款人凭买方银行承兑的商业票据向银行提出申请，银行逐笔核贷。贷款金额不超过承兑票据金额减去应扣利息后的净额。作为抵押品的票据主要有期票、汇票和支票。票据由银行保存作为还款抵押。贷款到期时，由借款人委托银行办理托收或由借款人办理贷款结算归还贷款本息。
票据抵押贷款
双语例句原声例句
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其二，美联储已经在交易低风险，低回报的国债和购买高收益的私人债券-例如银行贴现贷款，商业票据，和抵押担保证券。
Second, it has been trading in low-risk, low-return Treasury debt and buying higher-yielding private debt—discount loans to banks, commercial paper, and mortgage-backed securities, for example.
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票据通常都是由抵押担保或无担保的短期商业贷款，也叫做期票。
A note is usually a short term business loan that may be secured or unsecured by collateral. Also called a promissory note.
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如果是一栋房子或建筑物被用期票购买，它将会被称为抵押贷款应付票据。
If it were a house or building being purchased with a promissory note, it would be called a mortgage note payable.
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These mortgages were given out to people that couldn't afford them and today you have what you call subprime mortgages--subprime paper They issued against this paper stuff called mortgage-backed security. They securitized them and these things are all floating around now.
我们发放这些抵押贷款给那些买不起房子的人,所以现在你们看到了一种你们叫做,次级抵押贷款的金融工具--次贷票据,他们把这种票据叫做,有抵押证券，他们把有抵押证券证券化,这些证券现在在市场上被多次交易，广为流通。
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And all of a sudden he had a crisis Well, I'm not going to get into the depth of it but our banks, because they wanted to make more and more money--and our investment bank, Wall Street--kept issuing different paper against mortgages so it made it simple to give a mortgage.
突然间危机降临在了他的头上,嗯~我不想继续深谈这个问题,但是我们的银行，由于它们想,赚越来越多的钱--还有我们的投行，华尔街--一直都在发行各种各样的抵押贷款票据,那样抵押贷款变得更加容易。
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