这一剧烈增长将促使银行经理大量减少对新建或在建的地产项目的贷款，进而削弱银行资本。
Such a sharp rise would undermine the banking system's capital base, prompting bank managers severely to curtail lending to support new and continuing investment projects across the board.
房地产开发贷款是指向借款人发放的用于开发、建造向市场销售、出租等用途的房地产项目的贷款。
The term "real estate development loans" shall refer to the loans granted to the borrowers and used to develop and build real estate projects sold or leased in the market.
特别是那些社区银行，它们积累了大量商业地产项目的贷款，这些项目有的难以招租，有的则成为空置房。
Community Banks, especially, built up high concentrations of commercial real estate loans for developments that have failed to attract tenants or have become vacant.
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