在房地产盈利模式上提出：（1）由“主要依靠土地升值”到“主要依靠产品质量及附加值”的转变；

To the profit making mode, the article refers: (1) Change from relying on the groud price rising to the good quality of the commodity and the additional value.

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因此，转变盈利模式，寻找新的经济增长点成为我国商业银行近年来的重要目标。

Therefore, transform in the black mode, the seek is new of the economic growth dot become our country trade bank in recent years important object.

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