联邦储备系统经营 FEDWIRE ，是电子支付结算 ACH 系统的主要经营者。
The Fed operates FEDWIRE and is the main operator of the ACH system that clears electronic payments.
它是一种基于互联网，以交易双方为主体，以银行电子支付和结算为手段，以客户数据为依托的全新商务模式。
It is a kind of based on the Internet, in order to trade both parties as the main body, by means of bank electronic payment and settlement, the new business model based on customer data.
传统银行卡内植入微型计算机芯片作为保安装置，用于控制通过电子银行及结算系统的支付。
A microcomputer embedded within a conventional bank card used as a security device on controlling payments via electronic banking and clearing systems.
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