电子商务支付系统是指消费者、商家和金融机构之间使用安全电子手段交换商品或服务，即把新型支付手段包括电子现金、信用卡、借记卡、智能卡等支付信息通过网络安全传送到银行或相应的处理机构来实现电子支付。
主要介绍了电子商务支付系统建设方案、支付流程及支付协议。
E-commerce payment system construction solution, payment process and payment protocol are provided.
本文对电子商务系统的组成及其关键技术进行了阐述，对在线支付模式进行了讨论。
The structure of system and the key technique for electronic commerce are given in this paper, the methods of payment on-line are also discussed.
电子支付系统是电子商务系统的核心，基于电子现金的电子支付系统目前还处于研究阶段，但由于它拥有许多优点，在未来将被广泛使用。
Electronic payment system is the kernel of E-commerce system. Although the electronic payment system based on E-cash is still under developing, it might be widely used because of its advantage.
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