贷款申请完成后，下一步是验证和处理申请以及审核申请。

Once the loan application is complete, the next step is to validate and process the application, along with underwriting it.

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这句话就说明申请完成只要等消息就可以了？不用寄送纸质文档吧？

You provided ALL the required documents, your application will be considered soon.

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如同题目所示，临时申请是在最后或完全的申请完成前向专利局递交的临时或过渡申请。

As it's name suggests a Provisional application is just that, it is a temporary or interim application filed with a Patent Office before making a final or complete application.

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