计算你所需支付的保险（在发生财产损失、业务中断和洪水等情况时提供保护）和办公用品费用。

Keep track of how much you'll need to pay for insurance (to protect against property damage, business interruption and floods) and office supplies.

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在腓特烈，学生的父母负责购买教室用品，并主动支付杂物费用和水电费，以保住一年级的教师和校长的工作。

In Frederick, students' parents are buying classroom supplies and offering to pay for groceries and utilities to keep first-year teachers and principals in their jobs.

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日常开支费用包括保险费、直接人工费、租金、税款、预付定金、广告费、办公用品费等。

Overhead costs include such things as insurance, indirect labor, rent, taxes, dues and subscriptions, advertising, office supplies and so on.

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