如果工人们不被要求用所有的退休存款去购买年金，那么确保他们为生活基本需求预作安排的行为就是明智的。
If workers are not required to use all of their pension pot to buy an annuity, it seems sensible to ensure they make provision for their basic needs.
在低收入人群中，一份额外收入会对幸福产生最大的推动作用，而且，即使在那些能满足生活基本需求的人群中，这种额外收入的作用依然很大。
The impact of additional income is greatest among those who have little money, but it does not stop mattering, even after someone is able to meet basic needs.
生活的基本需求花很小的力气就能得到。
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