你不能将它视为一个理智作用或一个理智观念。
You cannot describe it as an intellectual action or intellectual idea.
冲动：由主观引起而非理智作用的一种强烈的感情状态，并且经常伴有心理上的变化；一种强烈的感觉。
An intense mental state that arises subjectively rather than through conscious effort and is often accompanied by physiological changes; a strong feeling.
宽松的借款标准、借款者和贷款者的抵押欺诈、低利率及不理智的投机狂热，所有这一切都起到推波助澜的作用。
Lax lending standards, borrower and lender mortgage fraud, low interest rates and unreasonable speculative fever all helped contribute to the accelerated pace.
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