客户们被告知的是他们的保险单到期时的价值,不是现在的价值。
Customers are told what their policies will be worth on maturity, not what they are worth today.
因此,你应该了解清楚一年后收获40万美元的现在的价值是多少,以及这个现值是否大于35万美元?
Therefore, you need to ask, What isthe value today of $400, 000 to be received one year from now, and is thatpresent value greater than $350, 000?
兴业的数量战略家Andrew Lapthorne指出,在现在的价值水平上买进股票,每年的平均真实收益率只有1.4%。
Andrew Lapthorne, SocGen's quantitative strategist, points out that buying equities when valuations are at current levels has delivered average historic real returns of just 1.4% a year.
Now, the historical value of the Exodus story has fascinated scholars, but also lay people, for generations.
现在,《出埃及记》故事的历史价值引起了学者的兴趣,但也挫败了世世代代的人们。
So the pain you're suffering now is actually instrumentally valuable, useful as a means, even though it's intrinsically bad.
所以你现在忍受的痛苦,是有利用价值的,作为手段是有用的,尽管痛苦本身是坏的。
We wanted this to be a twenty shilling coin but now in the market it's trading at twenty-one.
我们希望它是一个值二十先令的硬币,但现在它在市场上以二十一个先令的价值来交换。
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