对于小规模经济体来说，这些钱多的花不清，结果加剧了全球储蓄的供过于求，这种供过于求要为近年来过高的金融流动性负部分责任。
It is too plentiful for small economies to spend, and has therefore added to the glut of global saving that is in part responsible for the financial excesses of recent years.
当你想让你的应急储蓄流动的时候，可以考虑把钱存在不同的银行而不要放在你的主支票帐户，同时不要使用借记卡。
While you'll want your emergency savings to be liquid, consider keeping it in a different bank than your main checking account and declining a debit card.
当然你不会平白无故地做这样的理财决定，只是那些储蓄大部分工资的人更懂得有效地支配其流动资金。
Your financial decisions don't exist in a vacuum, but people who save a high percentage of their income tend to find it easier to make the moving parts work.
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