有些学者认为自助寄存的性质为寄存柜的借用合同，超市不应承担场主的法定保管义务。

Some scholar hold that the nature of self-deposit is contract of commodatum and supermarket should not take the responsibility of deposit.

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孩子是保管账户的所有者，但是保管者(通常指父母)掌管这个财产直到孩子达到了法定的年龄18或者21岁。

With a custodial account, the child is the owner, but the custodian (usually a parent) manages the property until the child reaches the age of majority under relevant state law-either 18 or 21.

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