高利贷是受到遗责的，因为那是对使用货币的支付，而货币本身是没有使用价值的。

Usury is condemned as payment for the use of money which has no use value.

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命名查询是外部化查询的好方法。尽管将命名查询定义为注释可以使查询在代码中得到更多重用，但是优点很少，在本质上没有使用价值。

Although defining a named query as an annotation can make it more reusable in the code, the benefit is so minimal that it is essentially useless.

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构架师小组的概念有一个缺陷，他们有时被团队中的其他人认为是在“象牙塔”里工作，因为他们的产品经常是很有智慧的但却没有使用价值。

One pitfall with the concept of an architecture team is that it is sometimes perceived by others in the organization as an "ivory tower," whose output is intellectual rather than useful.

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