如果你没有企业的养老金，建立个人退休账户，每个月从里的支票账户直接转存。
If you don't have a corporate retirement plan, set up an IRA and have your contributions deducted automatically from your checking account each month.
如果一个人在银行里没有存款，那银行将拒绝支付他的支票。
If a person has no money in the bank, the bank will dishonour his checks.
许多人根本不知道如何平衡一个支票帐簿，近一半的孩子没有通过个人理财基础知识测试。
Many had no clue how to balance a checkbook. Over all, about half the students failed a test on basic personal - finance literacy.
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