但员工收入占公司全年收入的比例却在下降，只有43.7%，远低于该行业50%的上限，当然这得“归功于”公司收入这一巨大的基数。

But it is now so profitable that the ratio of pay to revenue has actually fallen, to 43.7%, well below the 50% seen as a ceiling in the industry.

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而且更重要的是我们要记得我们计算的是64%的工薪阶层，与其余的36%相比他们能够很容易储蓄，因此这个储蓄率要比将能够负担房子的全部人群作为基数是的比例。

Moreover, it's important to remember that we're talking about the top 64% of wage earners. They can save more easily than the other bottom 36%.

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第十九条甲方按规定为职工缴存住房公积金，并在政策规定的范围内协商确定缴存基数和比例。

Article 19 Party a should deposit accumulation fund for employees according to the law and regulations, and negotiate the cardinal number and proportion within the policy framework.

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