死亡保险金是指被保险人遭受保险条款规定的事故引起的伤害，作为其结果自事故发生之日起1年之内死亡时，将投保额的全部支付给受益人(没有指定受益人时支付给被保险人的继承人)(《伤害保险普通条款》第16条)。
投保人一旦死亡，该项保险将给其家属支付相当可观的保险金。
The insurance plan will provide substantial cash benefits to your family in case of your death.
投保人、受益人故意造成被保险人死亡、伤残或者疾病，骗取保险金的。
An applicant or a beneficiary defrauds insurance money by deliberately causing the death, disability or illness of the insured.
投保人、受益人故意造成被保险人死亡、伤残或者疾病，骗取保险金的。
Policy holder or the beneficiary intentionally causes the death, injury, or sickness of the insured to deceive insurance money.
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