本文第四章主要论述要理好财首先要树立正确的理财观，其次是掌握有效的理财方法。

This article fourth chapter of main elaboration must manage the good wealth first to set up the correct managing finances view, next masters the effective financing method.

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财务管理的理论与实践要适应形势需要，首先应更新财务观念，形成正确的理财观；

The theory and practice of financial management should meet the development of situations. In this respect, the financial concepts should be innovated to form correct ones.

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