正当业务行为概念是正当业务行为理论研究的基础和前提。
The due professional conducts concept is the basis and premise of theoretical research of due professional conducts.
并且，该部门将有权防范抵押业务和止赎中的不正当行为。
And this watchdog will have the authority to guard against unfair practices in mortgage transactions and foreclosures.
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