数据挖掘旨在使用统计方法、人工智能和标准的数据库管理技术等等，从大型数据集中抽取模式。

Data mining seeks to extract patterns from large sets of data using, among other things, statistical methods, artificial intelligence, and standard database management techniques.

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在统计学中，风险管理的标准方法是基于“钟形曲线”（或曰正态分布）的，绝大多数结果分布在中间，极端情况十分罕见。

The standard statistical approach to risk management is based on a “bell curve” or normal distribution, in which most results are in the middle and extremes are rare.

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负责制定和完善银行业金融机构的统计标准、统计制度及统计方法，并发布实施。

To enact and improve the statistical standards for the banking financial institutions, statistical rules and methods and promulgate and implement accordingly.

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