银行曾经熟稔于他们的贷款对象并具备借款者的内部信息。

Banks were once the experts on whom they lent to, with inside knowledge on their borrowers.

youdao

所以个人档案往往描述了一个理想中的自我，一个具备了他们想要达到的品质的人(比如我会水肺潜水)或者他们曾经有过的条件(比如一份工作)。

So profiles often describe an idealized self; one with qualities they intend to develop (i.e., "I scuba dive") or things they once had (i.e., a job).

youdao

我曾经见过他在聚会上四处建立联系，他的确具备与各种人打交道的天赋。

I have seen him network at social events and he does seem to have a certain flair for dealing with all types of people.

youdao