这是将银行贷款风险尺度过分单纯化，银行持有超出自身预算的资本也被认为是必要条件。

This is a simplistic measure of a bank's lending exposure, which can require a bank to hold more capital than its own calculations would deem necessary.

youdao

What caused it? It was caused maybe it's oversimplifying it it was caused by a change in our resolve to let's get inflation under control - and a willingness to accept the recession to stop the advance of inflation.

是什么引发了它,它是因为-也许过分的单纯化它,它是由于一个为了,让我们将通货膨胀控制在手中的解决方案,和一个接受经济衰退的愿望,结束通货膨胀的继续上涨所导致的。

耶鲁公开课 - 金融市场课程节选