日子入不敷出
The income is not enough to cover the expenses
以上为机器翻译结果，长、整句建议使用 人工翻译 。
只有没头脑的人才经不起诱惑去过入不敷出的日子(至少暂时如此)，其实，即使没有信用卡，这种人也无疑会这样做。
It is only the foolhardy who succumb to the temptation to live, temporarily, beyond their means, and such people would no doubt manage to do so even without credit CARDS.
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