... 抵押放贷者 mortgage lender 放贷标准 lending criteria 请求银行放贷 requesting a loan from a bank ...
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放贷标准已经收紧，但是肯定还没有结束。
Lending standards have tightened, but surely have further to go.
随着放贷标准变紧，消费需求会受到打击，可能会导致一次美国经济的不景气。
As lending standards tighten, consumer demand could suffer, possibly prompting a recession in the United States.
然而这两家公司放宽放贷标准以及接受高风险贷款的做法却使事情进一步恶化。
But both companies made things worse by loosening their standards and accepting riskier types of loans.
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