在蓝角上，共有8个(其中包含已经合并的)放款人辩称，费用在经常账户持有人自愿签订的合同中已经明确规定了。

In the blue corner were eight lenders (some of which have since merged) arguing that the charges were clearly set out in contracts voluntarily entered into by current-account holders.

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商业银行现在也必须将贷款存入提存账户而不是直接放给开发商，只有在商品房建设到了一定阶段才予以放款。

Banks now have to put money into an escrow account instead of lending directly to developers. The cash is paid out when construction reaches certain milestones.

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