我们有支票帐户和储蓄账户。

We have checking accounts and savings accounts. accounts.

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之前，储蓄账户、尤其是支票帐户的利息接近于甚至等于零，如果算上自助柜员机的费用，实际上是负的。

Interest rates on savings accounts, and especially checking accounts, had been at or close to zero, or really negative when you factor in ATM fees.

youdao

M2包括了M1，再加上了支票帐户、储蓄账户、货币市场账户、存款证书等，目前大约为八万五千亿美元。

M2, includes M1, which consists of checking accounts, savings accounts, money market accounts, CDs, etc. M2 amounts to about $8.5 trillion.

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